report_id

string

Unique identifier of the report

created_at

string(date-time)

Timestamp when report was created

completed_at

string(date-time)

Timestamp when report was completed

days_requested

integer

Number of days for requested transactions

large_deposit_threshold

integer (nullable)

Amount that must be met or exceeded for deposits to be marked as large

is_voe

boolean

Indicates whether the report is a Deposit-based Verification of Employment (DVOE)

borrower

object

Borrower information, see Borrower data section

links

array of objects

List of assets links, see Links object

summary

object

Balance summary information for account, see Asset verification summary section

id

string

Unique ID for the account

created_at

string

Timestamp of when account data was pulled

updated_at

string

Date and time account was most recently updated

type

string (nullable)

General or parent type of the account, example CHECKING or SAVINGS

subtype

string (nullable)

Account's subtype, example PLAN_401_K, MONEY_MARKET, or HOME_EQUITY

mask

string

Last 4 digits of the account number associated with the account

routing_number

string (nullable)

Bank routing number associated with the account

nickname

string (nullable)

User friendly account name

balance_as_of

string(date-time) (nullable)

Timestamp for when balance was captured

balances

object

List of balance information from account, see Balances object

transactions

array of objects

List of transactions for account, see Transactions object

owners

array of objects

List of owners for account, see Owners object

summary

object

Balance summary information for account, see Asset verification summary section

same_owner_as_requested

boolean (nullable)

Whether account owner matches the requested user

direct_deposit_from_employer

boolean (nullable)

Whether account has direct deposit from employer

nsf

integer (nullable)

NSF (Non-sufficient funds) count

id

string

Unique identifier of transaction

external_id

string (nullable)

External system transaction identifier

amount

string

Monetary amount of transaction

currency_code

string (nullable)

Three-character ISO 4217 currency code

check_number

string (nullable)

Check number for transaction

categories

array of strings (nullable)

List of categories assigned to this transaction

description

string (nullable)

Human-readable transaction description

status

string

Status of transaction, either POSTED or PENDING

type

string

Type of transaction, either CREDIT or DEBIT

posted_at

string(date-time) (nullable)

Timestamp when transaction was posted

transacted_at

string(date-time) (nullable)

Timestamp when transaction took place

merchant_category_code

integer (nullable)

ISO 18245 category code for transaction

ending_daily_balance

number (nullable)

Daily ending balance for transaction

is_direct_deposit

boolean (nullable)

Whether transaction is direct deposit

is_subscription

boolean (nullable)

Whether transaction is subscription

id

string

ID of owner

full_name

string (nullable)

Full name

email

string (nullable)

Email address

phone

string (nullable)

Phone number

address

object (nullable)

Address object with street, city, state, zip, and country fields

relation_type

string (nullable)

Relationship type for account owner (e.g., PRIMARY)