Verification of Assets (VOA) reports contain information from the user’s accounts. Learn more below about the data provided from reports.

Attributes

The tables below have the values, format, and descriptions for the responses.

Attribute	Type	Description
report_id	string	Unique identifier of the report
created_at	date-time	Timestamp when the report was created
completed_at	date-time	Timestamp when the report was completed
days_requested	int32	Number of days for requested transactions
links	array of objects	List of employment links, see Links object

Links object

The information in this table is for values in the Links object.

Attribute	Type	Description
link_id	string	Unique identifier of the link
tracking_info	string	Additional optional identifier passed by user
provider	string	Data provider ID
identities	array of objects	List of person's identity information, see Identities object
accounts	array of objects	List of assets accounts, see Accounts object

Identities object

The values below are references for the identities object.

Attribute	Type	Description
id	string	ID of object
created_at	string	ISO 8601 value for first time retrieving person's identity info
updated_at	string	ISO 8601 value for last time retrieving person's identity info
first_name	string	First name
last_name	string	Last name
full_name	string	Full name
middle_initials	string	Middle initials
email	string	Email address
ssn	string	Social Security Number, full or last 4 digits
date_of_birth	date	Date of birth
home_address	object	Home address

Accounts object

The table below covers values in the accounts object.

Attribute	Type	Description
id	string	Unique identifier of account
created_at	date-time	Date and time account was created
updated_at	date-time	Date and time account was most recently updated
type	string	Parent type of the account, example `CHECKING` or `SAVINGS`
subtype	string	Account’s subtype, example `PLAN_401_K`, `MONEY_MARKET`, or `HOME_EQUITY`
mask	string	Masked banking account number associated with account
nickname	string	Alternate name for account
days_available	integer	Available number of days for transactions from `days_requested`
balances	object	List of balance information from account, see Balances object
transactions	array of objects	List of transactions for account, see Transactions object

Balances object

The information in the table below refers to values in the balances object.

Attribute	Type	Description
currency_code	string	Three-character ISO 4217 currency code
balance	string	Current account balance
available_balance	string	Available balance for use in checking and savings asset accounts, `PENDING` transactions may not reflect available balance
credit_limit	string	Credit limit associated with account

Transactions object

The values for the transactions object are in the table below.

Attribute	Type	Description#
id	string	Unique identifier of transaction
external_id	string	External system transaction identifier
amount	string	Monetary amount of transaction
currency_code	string	Three-character ISO 4217 currency code
check_number	string	Check number for transaction
categories	array of strings	List of categories assigned to this transaction
description	string	Human-readable transaction description
status	string	Status of transaction, either `POSTED` or `PENDING`
type	string	Type of transaction, either `CREDIT` or `DEBIT`
transacted_at	date-time	Timestamp when transaction took place
merchant_category_code	int32	ISO 18245 category code for transaction

Endpoints

View more information about the available endpoints for VOA reports below.

Example response

The JSON below is a sample response for the endpoint.

{
  "report_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "created_at": "2022-05-04T11:30:00Z",
  "completed_at": "2022-05-04T12:00:00Z",
  "days_requested": 61,
  "links": [
    {
      "link_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
      "tracking_info": "string",
      "provider": "string",
      "identities": [
        {
          "id": "48427a36d43c4d5aa6324bc06c692456",
          "created_at": "2022-06-07T15:00:00Z",
          "updated_at": "2022-06-31T15:00:00Z",
          "first_name": "John",
          "last_name": "Doe",
          "full_name": "John Doe",
          "middle_initials": "K",
          "email": "[email protected]",
          "ssn": "123456789",
          "date_of_birth": "1992-03-03",
          "home_address": {
            "street": "1 Morgan Ave",
            "city": "Los Angeles",
            "state": "CA",
            "zip": "90210",
            "country": "US"
          }
        }
      ],
      "accounts": [
        {
          "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
          "created_at": "2022-05-04T11:30:00Z",
          "updated_at": "2022-05-04T12:00:00Z",
          "type": "string",
          "subtype": "string",
          "mask": "string",
          "nickname": "string",
          "days_available": 0,
          "balances": {
            "currency_code": "string",
            "balance": "string",
            "available_balance": "string",
            "credit_limit": "string"
          },
          "transactions": [
            {
              "id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
              "external_id": "string",
              "amount": "string",
              "currency_code": "string",
              "check_number": "string",
              "categories": [
                "string"
              ],
              "description": "string",
              "status": "POSTED",
              "type": "DEBIT",
              "transacted_at": "2022-05-04T12:00:00Z",
              "merchant_category_code": 0
            }
          ]
        }
      ]
    }
  ]
}