Bank Accounts

Learn how to manage bank accounts for the direct deposit switching and paycheck linked loans


Information related to the bank accounts used for the Direct Deposit in a user's payroll account is collected during the verification of income and employment and can be accessed before making the deposit switches.

Attributes

Attributes of the Bank Account:

AttributeTypeDescription
account_numberstringThe unique account number of the selected bank account
routing_numberstringThe unique routing number of the selected bank account
account_namestringUser-friendly account name that is related to the bank account
account_typestringThe account type of the bank account. There are two types of accounts:
C - Checking account
S - Saving account
deposit_typestringThe deposit type of the bank account. There are three types of deposits:
E - Entire Paycheck
P - Percentage of the Paycheck
A - Fixed Amount from the paycheck
deposit_valuestringThe deposit value of the selected bank account
bank_namestringThe bank name of the selected bank account

Endpoints

Available endpoint list for bank accounts:

Endpoint
List of Bank Accounts - GET /links/{link_id}/bank_accounts
Create Bridge Token for a new direct deposit - POST /users/{user_id}/tokens/

Sample Object

The example object returned by the List of Bank Accounts endpoint:

[
  {
    "account_number": "11114623",
    "routing_number": "101014378",
    "account_name": null,
    "account_type": "C",
    "deposit_type": "A",
    "deposit_value": "1604.98",
    "bank_name": "Sandbox Bank"
  },
  {
    "account_number": "11111308",
    "routing_number": "101013399",
    "account_name": null,
    "account_type": "C",
    "deposit_type": "A",
    "deposit_value": "25.00",
    "bank_name": "Sandbox Bank"
  }
]