Designing the Paycheck Linked Lending UX

Provide a seamless and straightforward experience for your users when linking paychecks.

Landing page

You can set up users for success with a best-in-class introduction page for PLL. Streamline and emphasize action items for your users with context and incentives.

Users can switch or modify their direct deposit account from the start. Provide context for next steps highlighting your users’ privacy and security.

Verification can be instant compared to the wait time for other methods. Improve your conversion rates with this benefit when guiding users connecting their accounts.

Configure your introduction page to your users on top of Truv’s widget templates. Provide additional context and guidance as needed for a successful user experience.

Employer Search

Truv simplifies connecting your users to their employers. Use the strategies below for your process.

  • With your user’s employer information -> Use Truv’s default search
  • Without user’s company or employer -> Deeplink directly to employee login

Using Truv's Search

Truv Bridge is a new way to verify employment history. This lets users connect to their employer or payroll account for the first time.

Our search experience is always improving. We test connections to millions of payroll providers and employers with machine learning. Truv has intelligent mapping of over two million employers with their respective providers.

If you don’t have employer data for a user, Truv Bridge lets users search for current and previous histories. When users may not have payroll providers, Truv makes suggestions through the user experience. This helps users avoid guessing and saves them time.




Improve your Conversion rate and Pull through rate by using Truv Bridge in your user’s experience.

Building your own search with deeplinking

With your user’s employer information, deeplink users directly to the login input screen. Use that data to let users skip the search screen in the widget.

You can also use the Search companies endpoint to find your user’s mapping ID for deeplinking. From there, you can pass the information to Truv Bridge and direct users to the payroll login screen.

Additionally, if you know the company name, but don't have the company mapping ID to deep link, you can use our company search endpoint to find it, pass it to Truv Bridge, and direct the user to the payroll login screen.




Truv Bridge is also helpful for inviting users to search, select, and connect to their employer or payroll provider on their own.

Displaying paycheck amounts

Once users are connected, share the loan amount due for paycheck linked loans. At the confirmation screen, users can see owed installment amounts for their account.

Routing the user after login

Depending on the connection results, users can be routed to the success screen or return to select other verification options.

Successful connection

The two points below are common options to direct the user after they successfully log in.

  • Show users the status for the successful connection
    • Use Webhooks or poll Truv’s backend API for status
    • Allow users to close Truv Bridge after logging in
    • Faster solution for users
  • Wait for updates when gathering and parsing basic employment information
    • Show success when completed
    • Easier solution for developers



Show users an application confirmation after successfully connecting an account.

Unsuccessful connection

If a user isn’t able to connect their account, provide an alternative verification method. You can allow your users to upload documents, for example.

Native Reset

If a user forgets their credentials or isn't able to login with the correct credentials, we have a reset flow in the widget. This allows them to reset their password.

The reset flow simplifies the experience and lets users quickly reset their password. Improve conversion and pull through rates with this straightforward process.



Before prompting your users to the next step in the process, show users the connection results status. Build trust with users and allow them to verify and confirm data.