VOIE Reports
VOIE reports are generated from employment and income data after the borrower completes the verification process.DU (Desktop Underwriter): The “Current as of” date reflects the end of period from the borrower’s last pay statement.LPA (Loan Product Advisor): The “Current as of” date reflects the pay date of the borrower’s last pay statement.
Retrieve VOIE Report
1
Get the Report ID
- Bridge Token implementations: Call
users/{user_id}/reports/to retrieve thereport_id - Order implementations: Call
orders/{id}/to retrieve thevoie_report_id
2
Download the Report
Call
users/{user_id}/reports/{report_id}/?fmt=pdf for PDF format. Use fmt=json for the JSON response.VOIE Encompass Field Mapping
Write the Report ID to Encompass FieldIDGSEVENDOR.X50. For borrower and coborrower, comma-separate the Report IDs:
VOA Reports
VOA reports are generated when a borrower completes Verification of Assets. Refreshing the data generates a new report and a new Report ID. Always supply Fannie Mae and Freddie Mac with the most recent Report ID.Retrieve VOA Report
1
Get the Report ID
- Bridge Token implementations: Call
users/{user_id}/assets/reports/to retrieve thereport_id - Order implementations: Call
orders/{id}/to retrieve thevoa_report_id
2
Download the Report
Call
users/{user_id}/assets/reports/{report_id}/?fmt=pdf for PDF format. Use fmt=json for the JSON response.VOA Encompass Field Mapping
Next steps
GSE Testing
Workflow, validation checklist, and test scenarios
Fannie Mae D1C
Day 1 Certainty integration
Freddie Mac AIM
Loan Product Advisor integration
Sandbox
Sandbox credentials and test scenarios