Direct Deposit Switch Demo

The Direct Deposit Switch demo shows how a new customer connects their payroll provider and redirects their direct deposit routing to your bank. The change takes effect on the next pay cycle. Source: GitHub

git clone https://github.com/truvhq/demo-apps.git
cd demo-apps && npm install && cp .env.example .env
npm start && npm run dev  # select "Retail Banking" → "Direct Deposit Switch"

Flow

Create user and bridge token

The backend creates a user and generates a bridge token with product_type: deposit_switch.

POST /v1/users/
POST /v1/users/{id}/tokens/
# { product_type: "deposit_switch", account_details: true }

Customer connects payroll provider

Bridge opens. The customer selects their employer and logs in to authorize the deposit switch.Sandbox credentials: goodlogin / goodpassword

Receive webhook and confirm switch

task-status-updated fires on completion. Fetch the deposit switch report.

GET /v1/users/{user_id}/deposit_switch/report/

Integration pattern: Bridge Widget | Products: DDS

Paycheck-Linked Loans Building with AI

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​Flow

Flow