{
"error": {
"code": "authentication_failed",
"message": "No such token"
}
}
{
"error": {
"code": "not_authenticated",
"message": "Authentication credentials were not provided."
}
}
{
"detail": "Not Found."
}
Bank Income Report
Retrieve the most recent bank income report
Retrieves the most recent bank income report for the specified link. This endpoint returns the latest generated report containing transaction-based income analysis and verification data.
Status of the report. Common values: success, processing, no transactions found, not found, failed. Additional upstream statuses may be passed through.
Findings recorded for this link and its tasks. Included only when show_fraud_reasons=true. An empty array means no findings are available for this response.
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E.g. fraud detected in uploaded documents or SSN of the user does not match with the data","type":"boolean","uniqueKey":"is_suspicious","typeLabel":"boolean"},"fraud_reasons":{"description":"Findings recorded for this link and its tasks. Included only when `show_fraud_reasons=true`. An empty array means no findings are available for this response.","type":"array","items":{"type":"object","description":"One recorded finding for a task or link.","required":["code","message","severity","document_ids","uploaded_file_ids","details","task_id","created_at"],"properties":{"code":{"description":"Machine-readable identifier for the type of finding.","type":"string","enum":["editing_software_detected","screenshot","design_software_detected","document_from_online_generator","office_software_detected","scanned_document","suspicious_producer","blocked_text_content","document_type_mismatch","ai_generated_content","invalid_content_credentials","malware_detected","modified_before_creation_date","future_date","modified_after_creation","anomalous_pdf_structure","invalid_date","has_only_images","insufficient_text","content_tampering_suspected","content_diff_between_versions","ssn_mismatch_between_documents","ssn_mismatch_with_applicant","inconsistent_payroll_taxes"],"example":"editing_software_detected","isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].code","typeLabel":"enum\u003cstring>"},"message":{"description":"Human-readable explanation of the finding.","type":"string","example":"Document metadata identifies editing software.","isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].message","typeLabel":"string"},"severity":{"description":"Severity assigned to the finding. This value is not a confidence score. Use the task status to determine the current processing outcome. `high` - finding classified as fraud, `medium` - finding classified as suspicious, `low` - document-quality or validation finding, not a fraud finding.","type":"string","enum":["high","medium","low"],"example":"high","isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].severity","typeLabel":"enum\u003cstring>"},"document_ids":{"description":"IDs of the documents associated with the finding. Empty when the finding does not refer to a specific document. These are Documents API IDs, which differ from Collections API `document_id` values.","type":"array","items":{"type":"string","uniqueKey":"fraud_reasons.items.[INDEX].document_ids.items.[INDEX]","typeLabel":"string"},"example":["d1f3a6e0b1c24f6c9b3e2a7d5c8e9f01"],"isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].document_ids","typeLabel":"string[]"},"uploaded_file_ids":{"description":"IDs of the original files uploaded through a document collection. Empty when no associated collection upload is available. One uploaded file may contain multiple recognized documents.","type":"array","items":{"type":"string","uniqueKey":"fraud_reasons.items.[INDEX].uploaded_file_ids.items.[INDEX]","typeLabel":"string"},"example":["9ac0b2d4e6f84a1c8e3b5d7f9a1c3e5b"],"isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].uploaded_file_ids","typeLabel":"string[]"},"details":{"description":"Additional information about the finding. Available fields depend on the reason code.","type":"object","additionalProperties":true,"example":{"software":["Adobe Photoshop 25.0 (Windows)"]},"isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].details","typeLabel":"object"},"task_id":{"oneOf":[{"description":"ID of the task associated with the finding. `null` if the finding was recorded directly on the link without an associated task.","type":"string","example":"48427a36d43c4d5aa6324bc06c692456","isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].task_id.oneOf.0","typeLabel":"string"},{"description":"ID of the task associated with the finding. `null` if the finding was recorded directly on the link without an associated task.","type":"null","example":"48427a36d43c4d5aa6324bc06c692456","isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].task_id.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"fraud_reasons.items.[INDEX].task_id","typeLabel":"string | null"},"created_at":{"description":"Date and 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null"}},"required":["status","completed_at","days_requested","provider","accounts","income","summary"],"uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"status":"success","completed_at":"2022-05-04T11:30:00Z","days_requested":60,"provider":"\u003cstring>","accounts":[{"id":"24d7e80942ce4ad58a93f70ce4115f5c","created_at":"2022-05-04T11:30:00Z","updated_at":"2022-05-04T12:00:00Z","type":"CHECKING","subtype":"MONEY_MARKET","mask":"\u003cstring>","nickname":"My account","days_available":365,"owners":[{"id":"2b623fa2fa9e49cea17d9692caa884c5","full_name":"John Doe","email":"john.doe@example.com","phone":"14155554193","address":{"street":"1 Morgan Ave","city":"Los 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the most recent bank income report - Truv","navMaps":{"firstHrefInVersion":{},"firstHrefInLanguage":{}},"lastModified":"2026-06-17T14:32:20.416Z","originalFileLocation":"api-reference/bank-income-insights/bank-income-report-retrieve.mdx"},"headHtml":"\u003cscript data-mint-head>(function(){var d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"system\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Retrieves the most recent bank income report for the specified link. 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