> ## Documentation Index
> Fetch the complete documentation index at: https://docs.truv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Vesta LOS Integration

> Income and employment verification embedded in Vesta's loan origination platform

Truv's integration with Vesta Loan Origination Platform enables automated income and employment verification directly within the LOS, providing real-time borrower data access, cost reduction, and streamlined operations.

***

## Key Benefits

* **Improved Loan Quality** — Real-time data and rule-based logic identify issues early
* **Faster Closings** — Parallel processing enables instant verifications
* **Streamlined Borrower Experience** — One-time payroll account connection with automatic paystub and W-2 delivery
* **Reliable Partnership** — Modern, intuitive workflow without added complexity
* **Reduced Costs** — Save 60–80% on verification expenses with automated workflows
* **Future-Ready Integration** — Supports Day 1 Certainty® and AIM via API-first architecture

***

## How it works

<Steps>
  <Step title="Application submission">
    The operations team initiates the loan application through the Vesta UI.
  </Step>

  <Step title="Request verification">
    Navigate to the **Income** section, click **Actions → Order Income Verification**, and select **Truv** from the provider list.
  </Step>

  <Step title="Borrower notification">
    Borrowers receive email and SMS notifications. Customization is handled via Truv Dashboard Templates.
  </Step>

  <Step title="Automated data retrieval">
    Truv retrieves income and employment data and automatically populates it in Vesta.
  </Step>
</Steps>

***

## Enabling the Integration

* **API Credentials** — Obtain Truv sandbox and production API keys from the [Truv Dashboard](https://dashboard.truv.com/app/development/keys)
* **Verification Provider** — Enable Truv as a verification provider within Vesta's admin settings
* **User Permissions** — Ensure correct user permissions for placing orders and viewing results
* **Template Alignment** — Coordinate template configuration for branding, document preferences, and fallback rules

Work with your Truv Customer Success Manager and Vesta technical contact for setup and testing.

***

## Order a Verification

1. Open the loan application in the **Vesta Pipeline**
2. Ensure the borrower's email and phone number are on file
3. Navigate to the **Incomes** section
4. Click **Actions → Order Income Verification**
5. Select **Truv** as the provider and **Credentials** as the service option
6. Check the employment records to verify
7. Click **Place Order** — the borrower automatically receives an email and SMS to connect their payroll account via Truv Bridge

***

## Retrieve Reports and Documents

1. Access the **Completed Verifications** section after Truv completes the verification
2. View verification details in the loan application
3. Download verification reports with detailed income and employment information
4. Attach reports directly to the loan application for underwriting access

***

## Borrower Workflow

When verification is triggered, the borrower receives a secure link to connect their payroll or financial account. They authenticate via credentials or one-time passcode, and Truv delivers a structured report with attachments for lender review.

***

## Launch with Truv in Vesta

<Steps>
  <Step title="Contact Customer Success">
    Reach out to your Truv Customer Success team and Vesta technical contact to initiate setup.
  </Step>

  <Step title="Enable Truv as a verification provider">
    Activate Truv in your Vesta instance under verification provider settings.
  </Step>

  <Step title="Customize templates">
    Configure Truv Dashboard templates to align with your branding and GSE requirements.
  </Step>

  <Step title="Test in Sandbox">
    Test using simulated data to validate the end-to-end flow before going live.
  </Step>

  <Step title="Go live">
    Transition to production credentials after validation. Reference the detailed step-by-step launch checklist for integrated LOS systems.
  </Step>
</Steps>

***

## Next steps

<CardGroup cols={2}>
  <Card title="LOS Integrations" icon="grid-2" href="/mortgage/integration/los-overview">
    View all LOS integration options
  </Card>

  <Card title="Sandbox Testing" icon="flask" href="/developers/testing/test-credentials">
    Test your integration in sandbox
  </Card>

  <Card title="Contact Support" icon="headset" href="mailto:support@truv.com">
    [support@truv.com](mailto:support@truv.com)
  </Card>
</CardGroup>