> ## Documentation Index
> Fetch the complete documentation index at: https://docs.truv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# POS Integrations

> Pre-built integrations with major point-of-sale platforms, no code required

Truv offers pre-built integrations with major Point of Sale (POS) systems. Borrowers connect their payroll accounts and verify income and employment directly within the borrower portal, without manual document uploads.

<Note>
  POS integrations are only available for mortgage use cases. For other industries (consumer lending, government, background screening), use [Embedded Orders](/developers/integration/embedded-orders/overview).
</Note>

## Pre-built POS integrations

Select your POS system to get started!

<CardGroup cols={2}>
  <Card title="nCino (fka SimpleNexus)" img="https://mintcdn.com/truv/11DFNeTkCibl0kdT/images/logo-ncino.png?fit=max&auto=format&n=11DFNeTkCibl0kdT&q=85&s=85ed4908c1d1831dd09ba15af0e9d7ae" href="/mortgage/integration/simplenexus" width="656" height="350" data-path="images/logo-ncino.png">
    Embedded in the nCino borrower portal with real-time status updates and LOS sync.
  </Card>

  <Card title="TidalWave" img="https://mintcdn.com/truv/0TgoZQ7ioV3qMvul/images/logo-tidalwave.png?fit=max&auto=format&n=0TgoZQ7ioV3qMvul&q=85&s=9f0fb6c40d5cf94bc445fd76f69630c1" href="/mortgage/integration/tidalwave" width="656" height="350" data-path="images/logo-tidalwave.png">
    Embedded VOIE and VOA within TidalWave's SOLO platform with AUS submission support.
  </Card>

  <Card title="Lodasoft" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-lodasoft.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=7b8a976d3214e8398a1eff125339b7dd" href="/mortgage/integration/lodasoft" width="656" height="350" data-path="images/logo-lodasoft.png">
    Flexible deployment as embedded verification, borrower task, or both.
  </Card>

  <Card title="LenderLogix" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-lenderlogix.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=89093259ae666970eb5fa664cffde047" href="/mortgage/integration/lenderlogix" width="656" height="350" data-path="images/logo-lenderlogix.png">
    Self-service setup in LiteSpeed with documents delivered to Encompass® eFolder.
  </Card>

  <Card title="Floify" img="https://mintcdn.com/truv/11DFNeTkCibl0kdT/images/logo-floify.png?fit=max&auto=format&n=11DFNeTkCibl0kdT&q=85&s=44eb834e815633ff8d4dcb0f27c5929c" href="/mortgage/integration/floify" width="656" height="350" data-path="images/logo-floify.png">
    Borrower portal integration with automated verification requests and LOS document delivery.
  </Card>

  <Card title="BeSmartee" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-besmartee.svg?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=dd52250001d847b37b8330db468a0edb" href="/mortgage/integration/besmartee" width="656" height="350" data-path="images/logo-besmartee.svg">
    Income and employment verification within BeSmartee's digital mortgage application.
  </Card>

  <Card title="Encompass Consumer Connect" img="https://mintcdn.com/truv/11DFNeTkCibl0kdT/images/logo-encompass.png?fit=max&auto=format&n=11DFNeTkCibl0kdT&q=85&s=040986b4e89778f9341fb00755654e16" href="/mortgage/integration/ice-encompass/consumer-connect" width="656" height="350" data-path="images/logo-encompass.png">
    Borrower-facing VOIE embedded in Encompass Consumer Connect, with verified data and GSE-ready reports delivered to the loan file upon submission.
  </Card>
</CardGroup>

***

## How it works

<Steps>
  <Step title="One-time admin setup">
    Configure Truv in your POS system:

    * Enter Truv credentials (Client ID + Access Secret) in your system's integration settings
    * Set up templates in the Truv Dashboard for branding, notifications, and document delivery
  </Step>

  <Step title="Borrower is prompted to verify">
    At the appropriate stage of the application, the borrower is presented with Truv's verification widget, embedded directly in your borrower portal.
  </Step>

  <Step title="Borrower connects their accounts">
    The borrower authenticates with their payroll provider or bank through Truv's secure, white-labeled widget. No manual document uploads required.
  </Step>

  <Step title="Data flows back to your system">
    Once connected, Truv automatically delivers verified reports and income/employment data to your POS and syncs with your connected LOS.
  </Step>

  <Step title="Ongoing monitoring">
    Connected accounts are continuously monitored. Updated reports are generated automatically throughout the mortgage process.
  </Step>
</Steps>

***

## POS vs. Embedded Orders

|                   | POS Integration                        | Embedded Orders                          |
| ----------------- | -------------------------------------- | ---------------------------------------- |
| **Code required** | None                                   | Minimal                                  |
| **Setup time**    | Days to weeks                          | 2–4 weeks                                |
| **Customization** | Within system options                  | Fully customizable                       |
| **Data delivery** | Automatic to POS and synced LOS        | Via API / webhook                        |
| **Best for**      | Mortgage lenders with borrower portals | Custom or multi-vertical implementations |

***

## Get started

<Steps>
  <Step title="Contact your Truv account manager">
    Reach out to [support@truv.com](mailto:support@truv.com) or your Customer Success Manager to initiate setup.
  </Step>

  <Step title="Complete one-time configuration">
    Follow the setup guide for your specific POS system, typically a 30–60 minute configuration.
  </Step>

  <Step title="Test in sandbox">
    Use Truv's sandbox environment to validate the full borrower flow before going live.
  </Step>

  <Step title="Go live">
    Enable for production. Borrowers can now verify income and employment directly within your portal.
  </Step>
</Steps>
