> ## Documentation Index
> Fetch the complete documentation index at: https://docs.truv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# LOS Integrations

> Pre-built integrations with major loan origination systems, no code required

Truv offers pre-built integrations with major Loan Origination Systems (LOS). Lenders verify borrower income, employment, and assets directly within their existing LOS. No custom development required.

<Note>
  LOS integrations are only available for mortgage use cases. For other industries (consumer lending, government, background screening), use [Embedded Orders](/developers/integration/embedded-orders/overview).
</Note>

## Pre-built LOS integrations

Select your LOS system to get started!

<CardGroup cols={2}>
  <Card title="ICE Encompass®" img="https://mintcdn.com/truv/11DFNeTkCibl0kdT/images/logo-encompass.png?fit=max&auto=format&n=11DFNeTkCibl0kdT&q=85&s=040986b4e89778f9341fb00755654e16" href="/mortgage/integration/ice-encompass" width="656" height="350" data-path="images/logo-encompass.png">
    Verify income, employment, and assets within Encompass® SmartClient and LO Connect. ASO support, automatic eFolder delivery, and GSE submissions.
  </Card>

  <Card title="Blue Sage Solutions" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-bluesage.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=23431829cc50b20760478569e98d4cc4" href="/mortgage/integration/bluesage" width="656" height="350" data-path="images/logo-bluesage.png">
    One-click VOI/E ordering within Blue Sage. End-to-end automation from borrower verification through AUS field population.
  </Card>

  <Card title="Vesta LOS" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-vesta.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=ef0b580830de63ee69ee363f316fee54" href="/mortgage/integration/vesta" width="656" height="350" data-path="images/logo-vesta.png">
    Embedded verification in Vesta's task-based platform. Real-time data retrieval with automatic population into the loan file.
  </Card>

  <Card title="Dark Matter Empower" img="https://mintcdn.com/truv/0TgoZQ7ioV3qMvul/images/logo-empower.png?fit=max&auto=format&n=0TgoZQ7ioV3qMvul&q=85&s=345c1700d920c320d2c09d424b3988e6" href="/mortgage/integration/dark-matter-empower" width="656" height="350" data-path="images/logo-empower.png">
    Income and employment verification within the Empower® LOS. Real-time document retrieval and Day 1 Certainty® support.
  </Card>

  <Card title="BYTE Software" img="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/logo-byte.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=3027a2d77664cf4f32d748933b88df14" href="/mortgage/integration/byte-pro" width="656" height="350" data-path="images/logo-byte.png">
    Auto-run and manual ordering within BYTE Software. Automated data retrieval with 10-day PCV re-verification support.
  </Card>
</CardGroup>

***

## How it works

<Steps>
  <Step title="One-time admin setup">
    Configure Truv in your LOS:

    * Enter Truv credentials (Client ID + Access Secret) in your LOS integration settings
    * Configure auto-run rules (trigger conditions, borrower types, loan stages)
    * Set up templates in the Truv Dashboard for branding and document delivery
  </Step>

  <Step title="Verification is ordered">
    Orders can be placed manually by a loan officer or triggered automatically when loan conditions are met (e.g., loan status moves to "In Processing").
  </Step>

  <Step title="Borrower connects their accounts">
    The borrower receives an email and/or SMS with a verification link. They authenticate with their payroll provider or bank through Truv's secure, white-labeled widget.
  </Step>

  <Step title="Data flows back to your LOS">
    Once connected, Truv automatically delivers:

    * Verified reports to your eFolder or LOS document section
    * Income and employment data populated to loan fields
    * Report IDs pre-populated for GSE submissions (Fannie Mae / Freddie Mac)
  </Step>

  <Step title="Re-verify as needed">
    For 10-day Pre-Closing Verification (PCV), re-order directly from your LOS without additional borrower setup.
  </Step>
</Steps>

***

## LOS vs. Embedded Orders

Most lenders can take advantage of our prebuilt LOS integrations. Lenders with a custom LOS solution can utilize Truv's Embedded Orders implementation.

|                   | LOS Integration                    | Embedded Orders                          |
| ----------------- | ---------------------------------- | ---------------------------------------- |
| **Code required** | None                               | Minimal                                  |
| **Setup time**    | Days to weeks                      | 2–4 weeks                                |
| **Customization** | Within system options              | Fully customizable                       |
| **Data delivery** | Automatic to LOS fields + eFolder  | Via API / webhook                        |
| **Best for**      | Mortgage lenders with existing LOS | Custom or multi-vertical implementations |