> ## Documentation Index
> Fetch the complete documentation index at: https://docs.truv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Lodasoft Integration

> Real-time income and employment verification embedded in the Lodasoft mortgage platform

Truv integrates with Lodasoft to provide instant income and employment verification directly from source payroll systems. When borrowers reach the income verification stage, they connect their payroll accounts through Truv's secure interface. Verification reports are delivered automatically to the loan file.

<CardGroup cols={2}>
  <Card title="Real-Time Verification" icon="bolt">
    Eliminate manual documentation reviews with instant, source-verified income and employment data
  </Card>

  <Card title="Fraud Reduction" icon="shield-check">
    Source-verified payroll data minimizes fraud risk and increases accuracy
  </Card>

  <Card title="Flexible Deployment" icon="sliders">
    Deploy as embedded verification, a borrower task, or both. Adapts to your workflow.
  </Card>

  <Card title="Continuous Monitoring" icon="arrows-rotate">
    Connected accounts monitored for new payroll information throughout the loan process
  </Card>
</CardGroup>

***

## How it works

<Steps>
  <Step title="Borrower connects payroll">
    When borrowers reach the income verification stage, they connect their payroll accounts through Truv's secure interface, giving instant access to verified employment and income details.
  </Step>

  <Step title="Reports delivered to loan file">
    Once accounts are connected, Lodasoft automatically receives comprehensive Truv verification reports. If a borrower skips the step, a task is created prompting them to complete it later.
  </Step>

  <Step title="Ongoing monitoring">
    Connected accounts are continuously monitored for new payroll information throughout the loan process.
  </Step>
</Steps>

In Lodasoft, Truv can be implemented as Embedded and/or Task-based:

* **Embedded**: Truv verification presented to all borrowers during the application flow
* **Task-based**: Truv verification assigned as a to-do item for borrowers to complete at their convenience

***

## Lodasoft Setup Guide

**Step 1:** Contact Lodasoft Customer Success for one-time admin configuration.

**Step 2:** Navigate to **Admin → System Level** in Lodasoft.

![Lodasoft integrations settings](https://files.readme.io/a9d5aab3f0aae14a94281f10edde89795b09b48116dd86c5024055cd0192f5a4-Screenshot_2025-01-06_at_5.22.36_PM.png)

**Step 3:** Go to **Integrations → Income/Employment Verification (VOI/VOE)** tab.

**Step 4:** Select **Create New** and choose **Truv** from the vendor dropdown.

![Select Truv as vendor](https://files.readme.io/a1666b86e78e8796b79121cfc6c43d4506c1346bf0191ea065eb60a1e93803f4-Screenshot_2025-01-06_at_5.22.43_PM.png)

**Step 5:** Enter your Truv credentials and Template ID:

* Copy your **Client ID** and **Access Secret** from the [Truv Dashboard](https://dashboard.truv.com/app/home)
* In Lodasoft, navigate to **Admin → System Level → Integrations → Income/Employment Verification**
* Paste your **Client ID** and **Access Key**, then click **Save**
* Add your Truv Template ID to the Template ID field

![Enter Truv Client ID and Access Key](https://files.readme.io/bd07157534741d760b90b7506318824ef54a162d517ee82f6f21fe0b9b335636-Screenshot_2025-01-06_at_5.22.48_PM.png)

![Credentials saved](https://files.readme.io/29ee0c17d0fbafd61f18945846f9be0dc5ca5a4a88c15618eae03f22421fa1ad-Screenshot_2025-01-06_at_5.22.56_PM.png)

<img src="https://mintcdn.com/truv/zBEYg6BWIhwsJtKG/images/api-keys.png?fit=max&auto=format&n=zBEYg6BWIhwsJtKG&q=85&s=a0d522821b5a5c9badf211ad63189035" alt="API Keys" width="1920" height="1080" data-path="images/api-keys.png" />

<img src="https://mintcdn.com/truv/C59o32XbzVKCJEu3/images/lodasoft-api-credential.png?fit=max&auto=format&n=C59o32XbzVKCJEu3&q=85&s=bb29cd470c873212dd9d14a874729962" alt="Lodasoft API Credential" width="1244" height="894" data-path="images/lodasoft-api-credential.png" />

**Step 6:** Configure webhooks in the Truv Dashboard:

* Navigate to **Settings → Webhooks**
* Add webhook URL: `https://publicapi.lodasoft.com/api/truv/receive-event`
* Enable for both **Sandbox** and **Production** environments
* Select **all Events**

![Truv webhook configuration](https://files.readme.io/618c48bf8c219c4c7b3e1411311b84bfbfcb6b6ffb974a391e35239ed7062fd9-Screenshot_2025-01-06_at_5.23.03_PM.png)

![Webhook event selection](https://files.readme.io/ff6ce4c2e79b4a60309f10c7e4746177675a3a7bf6e65a37bba1ada801129a4c-Screenshot_2025-01-06_at_5.23.13_PM.png)

**Step 7:** Test the full borrower flow in **sandbox mode** using Truv's test credentials.

**Step 8:** Obtain production access and complete end-to-end setup with DU (Desktop Underwriter) and LPA (Loan Product Advisor) systems.

**Step 9:** Go live. Your operations team is ready to verify income and employment within Lodasoft.

***

## Next steps

<CardGroup cols={2}>
  <Card title="POS Integrations" icon="grid-2" href="/mortgage/integration/pos-overview">
    View all POS integration options
  </Card>

  <Card title="Sandbox Testing" icon="flask" href="/developers/testing/test-credentials">
    Test your integration in sandbox
  </Card>
</CardGroup>

***

## Support

<CardGroup cols={2}>
  <Card title="Truv Support" icon="headset" href="mailto:support@truv.com">
    [support@truv.com](mailto:support@truv.com)
  </Card>

  <Card title="POS Integrations" icon="list" href="/mortgage/integration/pos-overview">
    All supported POS systems
  </Card>
</CardGroup>